Simon Field, Deputy Head of Mission at the UK Deputy High Commission in Lagos, has advised Nigerians to avoid making large or sudden deposits into their bank accounts shortly before visa interviews, warning that such actions could lead to suspicion and possible visa refusal.
Field issued this caution during an appearance on Let’s Talk, a morning programme aired on Nigeria Info FM, Lagos, on Thursday. His remarks come in the wake of the UK’s updated immigration policy—rolled out in May—which may affect Nigerians aspiring to relocate.
According to Field, immigration officers often raise red flags when applicants abruptly transfer large sums into their accounts in an attempt to appear financially prepared for a UK visa.
> “One of the things that scares visa clearance officers is seeing people who suddenly put a lot of money into their accounts just before their visa interviews. Don’t do that,” he warned. “It raises suspicion and could damage your chances.”
He explained that transparency and financial consistency are crucial during the application process.
> “It’s better to show a steady financial history. Share clear, long-term account activity. That’s what the officers are looking for,” Field said.
Despite the tightening of immigration rules, Field emphasised that the UK remains eager to welcome Nigerians.
> “We issue a large number of visas to Nigerians. We genuinely want people from Nigeria to visit London and explore the UK. Most visa applications are approved,” he noted.
Addressing a common misconception, Field clarified that the UK government does not require applicants to meet a specific financial threshold to qualify for a visa.
> “There’s no official benchmark,” he said. “You just need to show that you can afford your stay—your accommodation, feeding, and general expenses.”
He added that having proof of income, such as a salary, may help demonstrate an applicant’s intention to return home after their visit, which improves credibility in the eyes of visa officers.
Using an example to drive home his point, Field said:
> “If you have less than five pounds in your account but plan to stay at the Ritz Hotel, that would raise a red flag. But if your finances reflect your plans and you can show stable income, the process is much smoother.”
Field’s remarks serve as a timely reminder to Nigerians navigating the evolving visa application landscape, stressing honesty and financial consistency over short-term tactics.
